If you are late and unable to make the minimum payments on your unsecured debts, Debt Settlement may be a good option for you.  Debt Settlement gives you the ability to pay off your Credit Cards and Unsecured Debt and provides an alternative to bankruptcy. 

Debt Settlement can help you:     
- Lower your monthly payments
- Pay 40-60% of what you owe
- Get out of debt in 18-48 months
- Have a viable option to bankruptcy

How it works:  Rather than continuing to make your minimum monthly payments to your creditors and getting nowhere, we will work within your budget to calculate a monthly payment which you will pay into an FDIC insured Trust Account, which only you control.

When you have saved 30% - 50% of any creditor balance,  we will begin negotiations on that account.  When an acceptable offer is made, a confirming letter will be obtained from the creditor.  That account will then be paid, settled and closed.  A zero balance letter will be received from the creditor after they have been paid and the funds have cleared. Your creditor will then report this debt as settled, settled in full or paid as agreed.

This cycle will continue to repeat with each enrolled creditor until you are completely debt free!